What Is Underwriting? Understanding The Underwriting Process

Mortgage Basics - 6-minute read

Hanna Kielar - February 20, 2023

Underwriting is a crucial part of the loan approval process. Learn more about what underwriting is, plus tips for having the best underwriting experience.

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A Beginner's Guide To Restrictive Covenants In Real Estate

Home Buying - 6-minute read

Hanna Kielar - February 20, 2023

Many HOA agreements include clauses called “restrictive covenants” that you must abide. We’ll illustrate what a restrictive covenant is and how it could affect you.

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The Salary Needed To Live In The Top 10 Most Sought-After Cities In The U.S.

Home Buying - 11-minute read

Hanna Kielar - February 20, 2023

The demand for a house is rising. See the cities with the highest demand, the salary you’d need to live there and tips to make homeownership happen.

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How Long Does Underwriting Take? A Timeline

Mortgage Basics - 10-minute read

Hanna Kielar - February 19, 2023

After their offer is accepted, buyers must wait 30 – 45 days on average for the underwriting process before closing. Learn more about the underwriting timeline.

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Mortgage Statements: What Are They And How Long Should You Keep Them?

Servicing - 6-minute read

Hanna Kielar - February 19, 2023

Mortgage documents contain important information from your lender that are good to keep. Learn why and how long you should keep them with our handy guide.

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How Long Should You Live In A House Before Selling?

Mortgage Basics - 6-minute read

Hanna Kielar - February 19, 2023

Wondering how long you should live in a house before selling? Here’s what you should know about figuring out if it’s time to sell or wait a bit longer.

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How Much Can A 1% Difference In Your Mortgage Rate Save Or Cost You?

Mortgage Basics - 8-minute read

Hanna Kielar - February 19, 2023

How much does 1% save on a 30-year mortgage? It may seem like nothing, but it adds up. Learn how your interest rate impacts the total cost of your mortgage. 

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Explanation Letters And Your Mortgage Application: Why They’re Important And How To Write One

Mortgage Basics - 6-minute read

Hanna Kielar - February 19, 2023

You may need to provide a letter of explanation during your mortgage underwriting process. Explore our guide to learn when and how you’ll need to write one.

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Mortgage Amortization Schedule: What It Is And How To Calculate Yours

Mortgage Basics - 5-minute read

Hanna Kielar - February 18, 2023

A mortgage amortization schedule tells you how much you’ll pay over time. Here’s what you need to know about mortgage amortization and how to calculate yours.

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10+ Risk-Taking Tips: How To Take Risks That Pay Off

Home Buying - 14-minute read

Hanna Kielar - February 17, 2023

We’ll cover risk-taking tips to help you understand the psychology behind risks, as well as expert-recommended tools and exercises to embrace change.

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Home Equity Conversion Mortgage (HECM): Everything Seniors Should Know

Refinancing - 6-Minute Read

Hanna Kielar - February 16, 2023

A HECM is a government-insured loan that allows seniors to convert the equity in their home into cash. Learn more to see if a HECM is your best option.

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Women Home Buyers: Challenging The Gender Gap In Housing Investments

Home Buying - 8-minute read

Hanna Kielar - February 16, 2023

The women’s housing gap has large, long-term effects on financial growth and retirement. Learn more about what it is, why it may exist and how to combat it.

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How Do Super Conforming Loans Work?

Loan Types - 4-minute read

Hanna Kielar - February 15, 2023

A super conforming loan can be an affordable loan option for homes in high-cost areas. Learn how these loans work and how they compare with jumbo loans.

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Mortgage Points: What Are They, And Should You Buy Them?

Mortgage Basics - 6-minute read

Hanna Kielar - February 13, 2023

Mortgage points can mean big savings on a mortgage. Learn all about what mortgage points are, how they work and whether buying points is right for you.

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How To Choose A Mortgage Lender: 14 Questions To Ask

Home Buying - 12-minute read

Hanna Kielar - February 12, 2023

Wondering how to choose a mortgage lender? Read our article to find out what questions you should ask when it comes to choosing the right lender for your needs.

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Mortgage Qualification Tips: How To Qualify For A Mortgage

Home Buying - 9-minute read

Hanna Kielar - February 06, 2023

Many factors can determine whether you qualify for a mortgage. Learn what factors affect your mortgage qualification and how you can improve your chances.

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Buying A House As-Is: What To Know

Home Buying - 8-minute read

Hanna Kielar - January 30, 2023

Buying a house as-is comes with caveats unique to this particular type of sale. Learn about what to consider before you buy a house that’s being sold as-is.

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Non-Conforming Loans: What Are They And How Do They Work?

Loan Types - 7-minute read

Hanna Kielar - January 12, 2023

Wondering what a non-conforming loan is and how they work? Learn about your mortgage options and see if a non-conforming loan is the best option for you.

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