Author | Rocket Mortgage

Natural Hazard Disclosure Report (NHD): What Is It And What Does It Cover?

Home Buying - 5-minute read

Hanna Kielar - March 14, 2023

An NHD Report is a crucial part of the home buying process in California. Learn what types of hazards the report covers and why it’s important for homeowners.

A Complete Guide To Living Trusts And How They Work

Home Buying - 7-minute read

Hanna Kielar - March 14, 2023

Getting your affairs in order may bring peace and comfort to your later years. Find out what living trusts are and whether they may be a useful tool for you.

What Is A Homeowners Insurance Binder And When Do You Need One?

Home Buying - 5-minute read

Hanna Kielar - March 14, 2023

A homeowners insurance binder is temporary proof of coverage until an official policy is issued. Learn what an insurance binder includes and how to get one.

Deeds Of Reconveyance: A Guide To What Happens When You’ve Repaid Your Mortgage

Mortgage Basics - 3-minute read

Hanna Kielar - March 14, 2023

Reconveyance means you’ve paid off your mortgage, the house is officially yours, and the mortgage lien is lifted. Learn about deeds of reconveyance.

15-Year Vs. 30-Year Mortgage: A Side-By-Side Comparison

Loan Types - 7-minute read

Hanna Kielar - March 07, 2023

Is a 15- or 30-year mortgage the better choice for you? Read on to learn the difference between a 15- vs. 30-year mortgage, including the pros and cons of each.

Promissory Notes, Defined And Explained

Mortgage Basics - 5-minute read

Hanna Kielar - March 06, 2023

A promissory note is a repayment agreement between a borrower and lender, but how does it differ from a loan? Read on to see how promissory notes work.

FHA Vs. Conventional Loans: Definition And Differences

Loan Types - 7-minute read

Hanna Kielar - March 06, 2023

Your first mortgage decision will likely be whether to apply for an FHA versus a conventional loan. Learn the differences between these two types of home loans.

What Is The Multiple Listing Service In Real Estate?

Home Buying - 6-minute read

Hanna Kielar - March 06, 2023

A multiple listing service is a database of all homes currently for sale in a given area. Read about what the MLS is, how it works and who it benefits.

Can A Married Person Get A Mortgage Without Their Spouse, And How Is This Done?

Home Buying - 5-minute read

Hanna Kielar - March 03, 2023

Depending on where you live, buying a house without your spouse may be an option for you. Let’s look at why you’d buy a house without your spouse and how it affects your home and mortgage.

Should You Upgrade Your House Before Selling?

Home Buying - 9-minute read

Hanna Kielar - March 02, 2023

Wondering if you should upgrade your house before selling? Check out our guide to know when it’s worth renovating before selling, and what upgrades to make.

A Guide To Conditional Approvals For Home Buyers

Mortgage Basics - 4-minute read

Hanna Kielar - February 27, 2023

A conditional approval means your lender will approve your mortgage, so long as you meet certain terms. Read our advice to best prepare your loan application.

Encroachment: Definition And What It Means In Real Estate

Home Buying - 4-minute read

Hanna Kielar - February 27, 2023

An encroachment occurs when your neighbor’s property trespasses onto yours. Find out how an encroachment on your property can lead to problems down the road.

Buying A Flipped House: What You Need To Know

Home Buying - 5-minute read

Hanna Kielar - February 26, 2023

Watching experts flip a house is exciting, but would you want to actually move in? Learn what to look for before you think about buying a flipped property.

27 Mortgage Terms + What 40% Of Americans Don’t Know About Their Loan

Mortgage Basics - 10-minute read

Hanna Kielar - February 24, 2023

There are a number of mortgage terms to know in the home loan space. Find out how confident Americans are with mortgage terms and how your knowledge stacks up.

Who Is A Mortgagee, And What Does It Mean When Buying A House?

Mortgage Basics - 3-minute read

Hanna Kielar - February 24, 2023

If you’re considering buying a home, you’ve probably seen the term “mortgagee.” Learn who a mortgagee is, and what role they play in the home buying process.

What Is Ownership Interest In A Property?

Home Buying - 4-minute read

Hanna Kielar - February 23, 2023

Ownership interest in a property refers to the real estate rights that one or multiple owners hold. Read on to learn more about the types of ownership interest.

Why You Should Consider Putting Your House Into A Trust

Home Buying - 6-minute read

Hanna Kielar - February 22, 2023

Putting a house into a trust will help your trustee avoid a long and expensive probate trial when acquiring your property. See the factors you should consider.

Real Estate Attorney: What They Do And If You Need One

Home Buying - 6-minute read

Hanna Kielar - February 22, 2023

A real estate attorney can help navigate the process of real estate transactions. Read our article to learn what real estate attorneys do and if you need one.