USDA Guarantee Fees: What Are They And How Do They Work?

Loan Types - 4-minute read

Melissa Brock - April 25, 2024

Wondering about the guarantee fee on a USDA loan? Uncover the meaning of a guarantee fee, how it works and more about its role in the home buying process.

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Upfront Mortgage Insurance Premiums (UFMIP): What You Need To Know

Loan Types - 5-minute read

Melissa Brock - April 25, 2024

If you have an FHA loan, you’ll encounter something called an upfront mortgage insurance premium (UFMIP). Uncover the facts about what it is and how it works.

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What Is A Timeshare And How Does It Work?

Home Buying - 8-minute read

Melissa Brock - April 24, 2024

Timeshares are a great vacation option that can help you make the most of your time and money. Read more about what a timeshare is and if it’s right for you.

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Special Assessment Tax: A Definition

Home Buying - 4-minute read

Melissa Brock - April 24, 2024

Homeowners may have to pay a special assessment tax in addition to their property taxes. Learn more about how special assessment taxes work in real estate.

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What Is A Spec Home? Defined And Explained

Home Buying - 5-minute read

Melissa Brock - April 24, 2024

A spec house is a home that’s built with the speculation that it will be sold for profit. Learn more about the costs and pros and cons of buying a spec home.

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How To Prepare A Real Estate Counter Offer

Home Buying - 6-minute read

Melissa Brock - April 21, 2024

Preparing to submit a counteroffer on a house, but not sure what to include? Learn how to create a real estate counteroffer, and when to walk away.

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Panelized Homes: What Are Panelized Home Kits And How Are They Built?

4-minute read

Melissa Brock - April 20, 2024

Panelized home kits are created in a factory then built on-site. Learn more about the pros and cons of building panelized homes and whether it’s right for you.

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Reasons Your Mortgage Fell Through On Closing Day, And What To Do Now

Home Buying - 6-minute read

Melissa Brock - April 19, 2024

There are plenty of potential reasons your mortgage fell through on closing day. Learn about some of these mortgage mishaps and what to do next below.

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Making Escrow Simpler Through Rocket Mortgage^®

Servicing - 6-minute read

Melissa Brock - April 19, 2024

With a Rocket Mortgage escrow account, we’ll make your property tax and homeowners insurance payments easier to manage. Learn more about our escrow services.

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Jumbo Vs. Conventional Loans: Is There A Difference?

Loan Types - 5-minute read

Melissa Brock - April 18, 2024

A jumbo loan is a type of conventional loan, but a jumbo loan is different from most conventional loans. Learn about jumbo vs. conventional loans that conform.

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Advice For Second-Time Home Buyers: What To Know

8-minute read

Melissa Brock - April 18, 2024

Just because you’ve purchased a home before doesn’t mean the home buying process is always simple. Check out our advice for second-time home buyers. 

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Real Estate Investing: How Many Mortgages Can You Have?

Mortgage Basics - 6-minute read

Melissa Brock - April 03, 2024

Wondering if you can have multiple mortgages? Discover how many mortgages Fannie Mae allows a real estate investor to take out with the right strategy.

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Understanding Bird Dogs In Real Estate: What They Are And How To Become One

Mortgage Basics - 6-minute read

Melissa Brock - March 29, 2024

A bird dog identifies underpriced properties and sells these leads to experienced investors. Learn the role bird dogs play in the larger real estate ecosystem.

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Real Estate Portfolio: What Is It And How Do You Build One?

Home Buying - 7-minute read

Melissa Brock - March 27, 2024

What is a real estate portfolio and how do you build a collection of real estate investments? Read our guide to learn more about portfolios in real estate.

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What Is An FHA Amendatory Clause?

3-minute read

Melissa Brock - March 26, 2024

Are you financing your new home with an FHA loan? The FHA amendatory clause is one step to the process. Learn about how the clause impacts you as a home buyer.

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PUD (Planned Unit Development): What It Is And How It Differs From Other Types Of Housing

Home Buying - 3-minute read

Melissa Brock - March 21, 2024

A PUD, or planned unit development, is a small community of single-family homes. Read on to learn about living in a PUD and how it differs from other housing.

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What Is Buy And Hold Real Estate Investing?

Home Buying - 8-minute read

Melissa Brock - March 01, 2024

Buy and hold is a real estate investment strategy that involves buying and renting out a house to maximize the long-term investment value. Learn more here.

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How Does A Prenup Agreement Affect A Mortgage?

Loan Types - 6-minute read

Melissa Brock - February 25, 2024

Whether you’re buying a house with or without a prenup, it’s important to know how it can affect your mortgage. Learn how to protect your future mortgage today.

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